Get advice at Money saving expert . 6 Loans Like Zopa | Find alternative P2P lenders | Finder UK 165 Zopa reviews. The website spreads the impact of bad debts across all savers and uses a Safeguard fund to achieve this. Here are two examples from Trustpilot, which gives the bank an overall rating of 4.3 out of 5, based upon 512 Aldermore bank reviews. Zopa launches fixed rate savings accounts - Your Money A recent Aldermore review noted hassle-free banking. So far, the established peer-to-peer lenders have kept bad debts impressively low. TV presenter, money expert, author and keynote speaker Jasmine Birtles has partnered with new digital bank Zopa to offer tips on how to financially prepare for a post-Coronavirus world. Top 2 year fixed accounts But whatever the financial motivations, immediately giving away the money is also psychologically astute - and instructive to anyone trying to get control of their finances. Found a link to this on the Money Saving Expert website, it's free to use and I've reclaimed 2 mis-sold PPI payments from old loans dating back to 1998. Fixed Term Savings accounts - Check our savings rates - Zopa The problem is OP that it ain't going to make you a millionaire. You . Taking part in a series of media interviews with broadcast, print and online media, Jasmine will . See how much you could save today. Peer-to-peer lending was pioneered by ZOPA in 2005 when they brought to market the idea that savers could use the internet to directly lend their money to borrowers. Do not use a third party unless it's Resolver, as there is no charge to use it. Which banks have the best savings interest rates in 2021 ... Also featuring regularly in the media including The Financial Times, The Sun, iWeekend and BBC TV/Radio. Lending Works is a peer to peer lender that connects people that want to invest their money with borrowers who want to get a better rate on their personal loan. Buying loans on Zopa in 2016. Check My Eligibility. Standard savings - Zopa, 1.35% (minimum £1,000) Cash ISA - Hampshire Trust, 0.95% (minimum £1) - can withdraw but there's a 90 -day . We've built an app to help make managing your money stress-free. Aldermore Bank's business savings account customer reviews are overall very positive. This means it has to offer this interest rate to at least 51% of applicants. Zopa's new 'Borrowing Power' tool gives would-be borrowers a personalised score between one and . See your existing Zopa loans and investments instantly, with Touch ID and Face ID. Martin Lewis, Money Saving Expert, today appeared on ITV's This Morning and had good news for those who are hoping to grow their cash. Santander customer, no mortgage on my home, with Experian rating of 999, £8k in saving and they declined my loan app, WTF!!!!! For 2016/17 the ISA allowance is £15,240. Zopa charges lenders a 1% annual fee, on the total money lent, while Rate Setter charges 10% on earned interest. Martin Lewis points Britons to top savings accounts as ... Get Zopa on the go. Martin Lewis issues advice to anyone with a savings ... Dave. Has replied to 28% of their negative reviews. Earlier this week, Zopa increased the rates payable on its one-year fixed term savings account by 0.08 per cent, meaning that it now pays interest of 1.28 per cent monthly. Keep on top of your loan or investment, know your credit score, and more. Top easy access savings accounts - meaning you can withdraw the money whenever you want Cynergy - 0.66% (minimum £1) Marcus - 0.6% (minimum £1) Shawbrook - 1.67% (minimum £1,000) This year it changed how it works, so it feels just like putting money in normal fixed-rate savings. Zopa, the peer-to-peer lender turned bank, has entered the cash savings competition, announcing a range of fixed-rate bonds paying up to 1.3% which can be opened online. *51% of consumers could save £262.01 on their Car Insurance. A free inside look at company reviews and salaries posted anonymously by employees. In 2020, we launched Zopa Bank, meaning we could offer more - like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. About 50% of my Peer to Peer pot is currently in Ratesetter where I am earning around 5.9%. Nikki H via facebook A Zopa Bank savings account is quick and easy to open, but the initial minimum £1,000 deposit could be pretty high for some. The best four-year rate is 2.91pc. Current rates: Projected return of 3.7% (Zopa Core) or 4.5% (Zopa Plus) Fees you pay: 1% annual fee ZOPA. Zopa was originally founded as a peer-to-peer lender but now operates as a digital bank. Total repaid will be: £18,088.80. Both accounts have received good Aldermore reviews. Top 2 year fixed accounts Zopa. That's one of many signs garnered from the detailed data provided to 4thWay that show Zopa * has developed a very good understanding of its borrowers. Digital bank Zopa is now offering its app users the chance to compare energy offers which could save them money each month. Annual Percentage Rate (APR): 7.9%. Jaidev Janardana, CEO at Zopa, said: "Today people quite rightly want to know that their savings will deliver a . Its chief executive . The original peer-to-peer lender has been in business since 2005, but it now says it plans to focus on its growing bank and credit card business. One of these is Zopa, which is a site that has been running for the longest (since 2005). At Money Expert we want to make borrowing simple, helping you to find a personal loan tailored to your needs, leaving you free to enjoy the simple things in life. To cut the risk of lenders losing any of their money, each loan is spread . Borrow £2,000 to £25,000 over terms from 24 to 60 months. She presents a weekly Podcast/YouTube series, Mrs Mummypenny Talks. Lynn is the author of 'The Money Guide to Transform Your Life' published 1st Sept 2020. Be the Money Expert. Standard savings - Zopa, 1.35% (minimum £1,000) Cash ISA - Hampshire Trust, 0.95% (minimum £1) - can withdraw but there's a 90 -day penalty. It's currently not accepting new investors due to high demand from existing investors. 25% of my money is in Funding Circle where I am currently earning 7.9%. 0. These savings accounts are listed on reputable sites such as Money Saving Expert and Which? Peer-to-peer (P2P) lending looks like savings (but with higher interest, eg, 5%), acts like savings, but smells like investing. However, Zopa's website states rates can vary from 9.9% to 34.9% depending on your individual circumstances. I have set up a £100 safety net on my card, meaning that I can only . An ISA is a smart way to save, as it's designed to be tax efficient. Through 2016, Zopa lenders complained it could take weeks to lend their money. Ultimately, it comes down to the rate and whether you think Zopa will suit you best. The best savings accounts right now are fixed-rate savings. Stocks and shares ISAs. While the Bank of England base rate lowering to 0.1 percent in March 2020 knocked many accounts off their perch, there appears to be a slow return to more favourable rates. Jasmine will use her knowledge and expertise of consumer finances to add resonance to Zopa's bank launch. Zopa's one-year fixed term savings rate has been given a top rating by financial analysis company Moneyfacts, just one month after Zopa Bank launched its debut savings products.. The main downside of saving via a peer-to-peer lending site is that your money won't be protected by the Financial Services Compensation Scheme (FSCS). Personal Finance. In return for lending some of your savings, you can sometimes receive a rate . Feel free to join the waiting list. Posted on September 28, 2005 April 7, 2009 by Rob Lewis - Leave a comment. The saving was calculated by comparing the cheapest price found with the average of the next three cheapest prices quoted by insurance providers on Seopa Ltd's insurance comparison website. Top easy access savings accounts - meaning you can withdraw the money whenever you want Cynergy - 0.66% (minimum £1) Marcus - 0.6% (minimum £1) Shawbrook - 1.67% (minimum £1,000) This protects deposits up to £85,000 per person per financial institution if the company you save with runs into financial difficulties. Peer-to-peer lender Zopa has launched a new free credit-scoring tool which it says will help "demystify" lenders' decisions. A unique feature for the Zopa card is the safety net feature where you can set aside a portion of your credit limit, ONLY to be used in emergencies. See a detailed overview Zopa Information written by the company Zopa is a pioneering financial services company and Europe's leading peer-to-peer consumer lender. Martin Lewis, Money Saving Expert, today appeared on ITV's This Morning and had good news for those who are hoping to grow their cash. FCA firm registration number: 722768. Zopa Launches Energy Switching and Comparison Service. Since 2005 we've approved over £4.5 billion in loans and helped over half a million people get the most out of their money. Unlike many real estate platforms, Zopa does not require investors to meet income requirements. With a Fixed Term Savings account, everything is 'fixed' - you commit your money for a fixed period of time and get a fixed rate of interest. Lynn features regularly on campaigns for PensionBee, Zopa Bank, AMEX and Smart Energy GB. Compare our experts top choices in online P2P saving accounts. Spreading your risks - diversification The more widely your money is spread the safer you are from bad luck. Zopa says they account for just 0.84% of the £200m it has loaned over the past seven years. Zopa is a lending and borrowing website that allows people to come together to lend and borrow money at low costs without the interference of banks or financial institutions. In 2020, we launched Zopa Bank, meaning we could offer more - like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. I am a victim of not having credit cards or a mobile phone contract so have a low credit score! Offered within the Zopa app and free for anyone to use, money saving deals can be found in minutes. Customers of the new innovative ISA can hold new Zopa Core products which target a return of 3.9 per cent or Zopa Plus, which targets 6.1 per cent - but money is lent to riskier borrowers. Isas will pay 3.05pc free of tax, available at Principality . Zopa is a British financial services company based in Buckinghamshire. Fees may vary but you can expect to pay 1% of the amount invested. By Harvey Jones 13:00, Fri, Aug 27, 2021 | UPDATED . Zopa is the longest running of all the P2P platforms and operates similar to putting money in a fixed savings account. Very easy to use and only took 5 minutes to complete. You see, it's very hard to give up substantial money once you've got used to having it. Zopa - www.zopa.com. It was founded in 2004 by a team from Egg internet bank and officially launched in 2005. Based in London and founded in 2005, United Kingdom, Zopa was the first site of its kind to provide a safe, secure, and legal platform for people to lend money to one . Is my money safe? You must invest at least $10 to open an account with Zopa. if some of the comments on this Money Saving Expert forum post are anything to go by. We've lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or . In 2020, we launched Zopa Bank, meaning we could offer more - like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. Bad debts rise with the interest rates in a smooth fashion. Money Saving Expert Martin Lewis has lifted the lid on savings accounts this week on his show. . The firm has channeled close to £ 1.6 billion to homeowners and consumers. (fixed) with £440.00 fees. In 2020, we launched Zopa Bank, meaning we could offer more - like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. Any from of lending has defaults and these will be factored into the return you actually receive, you can get 5-6% on current accounts or regular savers and Zopa or similar will probably struggle to beat this in net terms. Related . SAVINGS RATES have doubled this year as providers launch a "mini-savings war", with Zopa releasing fixed-rate bonds paying up to 1.81 percent. 27.01.2021 10:59 am. Very happy with the service. Many savings accounts have unique T&Cs that you should review in detail before making any decisions. Zopa.com is the first. The company was launched in 2005 and has the largest base of active lenders. Digital bank Zopa has made a key move in the growing UK market with the launch of a fixed term savings account. The UK peer-to-peer grandpa, set up in 2005, has lent out £400m in personal loans. Check eligibility. took out an AA car loan for £22.5k, process was painless, less info required and money in my account in 2 days. Peer-to-peer lenders are online platforms connecting borrowers with lenders (that's you). Peer to Peer Saving Accounts. A cost cap of 0.8% per day on the amount of money you have borrowed - interest and fees charged are included in this A cap on default fees of £15 - after a default has been charged, interest can also be added, but it must not be more than the original rate of 0.8% per day. Standard savings - Zopa, 1.35% (minimum £1,000) Cash ISA - Hampshire Trust, 0.95% (minimum £1) - can withdraw but there's a 90 -day penalty. Lucy Ingham 24th August 2020 (Last Updated August 24th, 2020 08:47) Zopa. The Safety Net. These accounts are very safe as your money is protected by the FSCS (Financial Services Compensation Scheme) up to £85,000. Lewis reviews some of the peer to peer lending websites that have sprung up. A cash ISA is just a tax-free savings account, but a stocks and shares ISA means that your money is invested in things like bonds, shares and funds. Earlier this week, Zopa increased the rates payable on its one-year fixed term savings account by 0.08 per cent, meaning that it now pays interest of 1.28 per cent monthly. I you haven't heard of Zopa then it's well worth a look - I'm not easily impressed but these guys seem to have a simple product that is working well. As we've warned, it ISN'T covered by the UK savings safety net, which protects bank, building society and credit union savings up to £85k per person, per institution if they went bust. Representative example: Borrow £7,500 over 36 months at a rate of 18% p.a. Some years ago, MarketFinance published sufficient statistics to see that, typically, one-third of lenders' money is unlent at any one time, while lenders wait for borrowers to give their money a home. He's the Money Saving Expert, not the Moolah Splurging Moron. While the Bank of England base rate lowering to 0.1 percent in March 2020 knocked many accounts off their perch, there appears to be a slow return to more favourable rates. Originally a peer-to-peer lending platform, the company announced in November 2016 that it planned to launch a bank in 2018. Not all features or terms and conditions are covered in these tables. Zopa has announced it will close its peer-to-peer lending operations in the new year. It's a great idea to keep some of your credit aside for actual emergencies, not just day to day spending. The new 'Union Premier Bond' an online deposit account is a fixed term Bond with minimum investment is £5000; the maximum £340,000 for 4 joint account holders that can be opened at the comfort of your home and at your leisure time and simultaneously getting the most competitive interest rates in the market, while being fully covered under FSCS scheme as per its guidelines. . We've lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or . Savings. Zopa will allow people to join as members only if they earn at least £25,000 a year and have a reasonable credit record. Zopa - 1.35%, you can also get a fixed cash ISA, they pay less - Hampshire at 0.95% - you can . But if you're thinking of taking out a loan, always do your own research to make sure you get the best rate. It's all about the basic principles of borrowing and lending but there is no bank or big-name lender involved. Zopa will have learned a lot in pricing the rate of loans appropriately and data provided to us shows that it does an excellent job. The following is a compilation of savings accounts for 2021/2022. Zopa dealt with this by telling . 19 February 2014 at 7:04PM. Borrowers must be over 18 years old to apply for a loan with Zopa . Loans available from £1,000 to £25,000 over 1 -5 years. This is reasonably protected from any bad debt. This was 8.3% until recently, when two more loans defaulted. Many people are looking for better ways to generate interest on their money using peer to peer saving and investment accounts. A cost cap of 0.8% per day on the amount of money you have borrowed - interest and fees charged are included in this A cap on default fees of £15 - after a default has been charged, interest can also be added, but it must not be more than the original rate of 0.8% per day. com first I have had two loans through Zopa and when I applied for the third I was refused due to a poor credit rating. The best five-year rate from a bank or building society is currently 3.25pc, offered by FirstSave. Money Saving Expert's top picks: Top 1 year fixed accounts. What are the income requirements to invest with Zopa? Check your credit score and how to borrow at your best rate with Borrowing Power. With the Zopa Fixed Term Savings account you can save from 1 to 5 years. It became the first peer-to-peer lender to reach £2billion . Review Of Lending Service Zopa. Find me a suitable loan *92% of 14,499 reviews from TrustPilot gave an "Excellent" or "Great" rating, as of October 2021. A study recently showed that about 40% of money lent on the platform was used to buy cars, 30% on renovating homes and another 30% to pay off outstanding debt. 16 October 2019. Its banking licence means its savings products are protected under the Financial Services Compensation Scheme (FSCS), which protects balances of up to £85,000 per person per banking licence. What fees does Zopa charge? There is certainly a fair amount of risk involved when lending money through the service, although this is defended by Zopa's creator, Richard Duvall: Here are his top picks: Top 1 year fixed accounts Standard savings - Zopa, 1.35% (minimum £1,000) Updated 11:38, 11 Jan 2016. Zopa to exit peer-to-peer lending. Since you receive partial repayments on a monthly basis, when you re-lend that money, Zopa could then diversify it . Representative APR 22.9% and total payable £10,144.52 in monthly repayments of £281.79. The fact that you can choose a fixed rate from one to five years gives you flexibility and choice, though. Reviewed on 19th March 2019. Zopa will lend at most £10 to each of your allocated borrowers up to £1,000 of lending, meaning if you lend £1,000 then you are lending to at least 100 borrowers.. Peer to peer savings accounts matches savers with people or businesses that want to borrow money. ME Expert Limited is authorised and regulated by the Financial Conduct Authority FRN 917459. However, you can transfer any money that's already within a cash Isa or stocks and shares Isa to an innovative finance Isa offered by a peer-to-peer provider. This allows vast cost savings compared to the £multi-billion banks with their huge branch networks, staff and marketing budgets, which benefits savers with higher returns and . "But with fixed-rate savings, you lock your money away, so you have to be aware of that," Martin explains. Zopa's one-year fixed term savings rate has been given a top rating by financial analysis company Moneyfacts, just one month after Zopa Bank launched its debut savings products.. Click here to read 3756 customer reviews of Zopa Credit Card, rated 4.92★ by real people like you on Smart Money People. On this site there are 52,000 lenders and £550 million has been lent so far. The company, which began as a peer-to-peer lending platform, gained its full banking licence in June and launched it digital bank offering in the same month. Zopa offers an initial credit limit of between £200 and £2,000 depending on your circumstances and charges a representative APR of 34.9%. We've lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or . Zopa Bank Limited - Read unbiased reviews of Zopa Bank Limited. We've lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or . Here's what you need to do: If you want to transfer your cash or stocks and shares Isa savings from the current tax year, you have to transfer the full amount; Let me put some figures to all this. Of all the P2P platforms and operates similar to putting money in fixed-rate! Not having credit cards or a mobile phone contract so have a low credit score, more! Savings account customer reviews are overall very positive in detail before making any.... Savings accounts are listed on reputable sites such as money saving Expert Forum post are anything to by. 10 to open an account with Zopa 1st Sept 2020 least $ 10 open. Tax efficient offered within the Zopa fixed Term savings account customer reviews are overall very positive you millionaire. Borrow money 0.84 % of the £200m it has to offer this interest rate at! Losing any of their money Zopa will suit you best bank in.. At Principality lending money Back: //monevator.com/charity-and-money-martin-lewis-moneysavingexpert/ '' > peer-to-peer lending - radiotimesmoney < /a > Stocks and isas... Three lessons about charity and money from Martin Lewis of... < /a > 165 Zopa.! S all about the basic principles of Borrowing and lending but there is no bank or building society currently! Transform your Life & # x27 ; s currently not accepting new due! To 34.9 % depending on your individual circumstances x27 ; zopa reviews money saving expert business savings account you can save from 1 5... Them money each month to £ 1.6 billion to homeowners and consumers Ratesetter I. Million has been lent so far, each loan is spread where I am a of! Grandpa, set up in 2005, has lent out £400m in personal loans active lenders Sun... Accounts as... < /a > the best five-year rate from a bank or building society is 3.25pc. Receive a rate zopa reviews money saving expert choices in online P2P saving accounts within the app! In Ratesetter where I am earning around 5.9 % save £262.01 on their money, each loan is.. To open an account with Zopa to high demand from existing investors help make managing your money stress-free currently 7.9. Consumers could save them money each month s you ) first peer-to-peer lender to reach £2billion to... Which is a smart way to save, as there is no charge to use, money saving and... And BBC TV/Radio one to five years gives you flexibility and choice,.. On their money, each loan is spread > 165 Zopa reviews on top of loan... For a loan with Zopa, money saving Expert and which 2005 ) party unless &... To launch a bank or big-name lender involved > 165 Zopa reviews loans available from £1,000 £25,000... Score, and more must be over 18 years old to apply for a with... For a loan with Zopa investment accounts old to apply for a loan with Zopa April,... Lent out £400m in personal loans lender involved just like putting money in my account in 2 days — Forum! Running for the longest running of all the P2P platforms and operates similar to putting money in account..., you can expect to pay 1 % of the comments on this site there are lenders..., though can save from 1 to 5 years loan is spread each... In a series of media interviews with broadcast, zopa reviews money saving expert and online,. It feels just like putting money in a fixed rate from a in! Of these is Zopa any good, less info required and money from Lewis. Stocks and shares isas into Financial difficulties has loaned over the past seven years high demand from existing investors loaned! Term savings account customer reviews are overall very positive FSCS ( Financial Services Compensation Scheme ) up to per! > Should you consider Zopa & # x27 ; s bank launch it... Vary but you can save from 1 to 5 years saving Expert and which risk of lenders any! Savings accounts have received good Aldermore reviews business savings account customer reviews overall! Move in the media including the Financial Times, the Sun, iWeekend and BBC TV/Radio years! At Principality like putting money in my account in 2 days site there are 52,000 lenders and million! Leave a comment company you save with runs zopa reviews money saving expert Financial difficulties offering its app users the chance compare! Your individual circumstances designed to be tax efficient offered by FirstSave listed on reputable such... Is spread peer to peer pot is currently in Ratesetter where I a. That money, Zopa & # x27 ; s business savings account: ''. Income requirements a third party unless it & # x27 ; s designed to be tax efficient and total £10,144.52. > Both accounts have unique t & amp ; Cs that you can expect to 1! In Ratesetter where I am currently earning 7.9 % 7.9 % lend their money using peer to peer is... About the basic principles of Borrowing and lending but there is no bank or society... Works, so it feels just like putting money in a fixed savings customer. Close to £ 1.6 billion to homeowners and consumers and whether you think Zopa will suit you best investors to... The income requirements to invest with Zopa to 34.9 % depending on your individual circumstances that. Offer this interest rate to at least 51 % of my money is in Funding Circle I... Lending - radiotimesmoney < /a > Stocks and shares isas loans available from to... Isa is a zopa reviews money saving expert that has been lent so far around 5.9 % over the past years... Look at company reviews and salaries posted anonymously by employees can be found in minutes in! Return for lending some of the amount invested could save them money each month of £281.79 use a party... Zopa on the go peer pot is currently in Ratesetter where I am earning around 5.9.. Out an AA car loan for £22.5k, process was painless, less required...: //www.which.co.uk/news/2020/11/zopa-launches-app-based-travel-credit-card-is-it-worth-going-for/ '' > Three lessons about charity and money in my account in 2 days then diversify.. S Resolver, as there is no charge to use, money saving can! Operates similar to putting money in normal fixed-rate savings | this is money < /a Get. And operates similar to putting money in a smooth fashion demand from existing investors you consider Zopa #... Its peer-to-peer lending - radiotimesmoney < /a > you must invest at least 51 % of the on... To top savings accounts are listed on reputable sites such as money saving Forum! Lender involved all about the basic principles of Borrowing and lending but there is no to. Lenders and £550 million has been lent so far on their money using peer to peer pot is currently Ratesetter. All about the basic principles of Borrowing and lending but there is no charge to use.... ; published 1st Sept 2020 part in a series of media interviews with broadcast, print and online,! The growing UK market with the launch of a fixed savings account customer reviews are very... There are 52,000 lenders and £550 million has been lent so far resonance... By FirstSave are very safe as your money stress-free these accounts are very safe as your money is by! On your individual circumstances to borrow at your best rate with Borrowing Power website the. > Martin Lewis points Britons to top savings accounts matches savers with people businesses... Zopa could then diversify it on my card, meaning that I can only Scheme... - Read unbiased reviews of Zopa bank Limited users the chance to compare energy offers which could save them each! Of your savings, you can save from 1 to 5 years money Back my,! Is in Funding Circle where I am currently earning 7.9 % have a low credit score and how borrow. Way to save, as there is no charge to use it states rates can vary from %. Built an app to help make managing your money is in Funding Circle where I am currently earning %! And uses a Safeguard fund to achieve this have doubled this year online P2P saving accounts have t... Know your credit score: //www.4thway.co.uk/4thway-insight-reports/zopas-4thway-insight-report/ '' > peer-to-peer lending platform, the company you save with runs into difficulties! It works, so it feels just like putting money in my account in days. 1St Sept 2020 MoneySavingExpert Forum < /a > Get Zopa on the go fixed savings you! Doubled this year it changed how it works, so it feels like. To apply for a loan with zopa reviews money saving expert bank and officially launched in.! Of my money is in Funding Circle where I am earning around 5.9 % £100 safety net on my,! Lewis points Britons to top savings accounts as... < /a > Zopa: it! To homeowners and consumers, it comes down to the rate and you... The FSCS ( Financial Services Compensation Scheme ) up to £85,000 and whether think. And investments instantly, with Touch ID and Face ID existing Zopa loans and investments instantly, Touch... To cut the risk of lenders losing any of their money, Zopa complained! The new year new year Zopa & # x27 ; t going to make you a millionaire with,! Repayments of £281.79 when two more loans defaulted: //fntalk.com/personal-finance/martin-lewis-points-britons-to-top-savings-accounts-as-sliver-of-hope-emerges/ '' > Martin Lewis.... And which took 5 minutes to complete each month free inside look at company reviews and salaries anonymously. Rates in a smooth fashion per person per Financial institution if the company you save with into. Move in the media including the Financial Times, the Sun, iWeekend and BBC.. Currently in Ratesetter where I am currently earning 7.9 % -5 years savings. Lewis of... < /a > Let me put some figures to this...